Abhi’s FIRE Investment Portfolio | #AbhiOnFIRE #LittleSaves


Abhi’s Investment Portfolio – as of April’2023

  • Gold is still going strong thanks to USA debt ceiling dilemma mostly. On that front the stock market too is going up and down like a heartbeat. We will know by the end of May’2023 on where this is going to end. My bets are on another extension of the ceiling, but in the off chance it does not happen I am being prepared to keep liquidity as stocks will be hit the most.
  • Cryptos too are likely to benefit when the importance of USD diminishes. As of now Bitcoin is over 50% YTD but still nowhere next to it’s all time high.
  • I have been able to find a new tenant fairly quickly. Rent too has been revised to Rs.29,000. So from June that will be a welcome increase.
  • With my wife’s job abroad I have now an option to start looking at alternate investment options and platforms in a different country. Exploring for now, will write more on that soon.
  • It does not look like I can quit my job and move abroad in the current job market. Looks like for 2023 and some part of 2024 too our family will need to make long distance work.

You can check out my earlier updates below.

What happened in Jan-March 2023

October’19 to December’2022 Updates

Abhi

WHO, WHAT, WHEN

Abhi is a 32 years old engineer living in Bangalore. He’s on a mission to save Rs.5 Crores by age 40 to retire and do what he loves, no longer needing to worry about a job. He hopes to achieve financial independence by building a stream of passive income sources that make early retirement a possibility.

Achieved out of Rs.5 Crore Goal

15 %

Time left to achieve FIRE Target

Current Month’s Investment Snapshot

Final Goal Rs.5 Crores wdt_ID

FIRE Goals & Progress​

Notes, discrepancies and things to keep in mind

Total portfolio value increased by 23 lakhs in June’21 as I rented out my home and added the value of the property in my total assets. Read June’21 above for details.

Value of my Portfolio by Category​


Asset Allocation

wdt_ID Asset Class Asset Volatility % of Portfolio Target % Current Value

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Better your Personal Finances

better personal finances

  • Financial Independence​: Learn to stop depending on your salary and get to a point where a full time job is just optional.​
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  • Money Management​: Learn to manage money like a pro. Get the best of templates and tips to make your father in law jealous.​

Property & Real Estate Investments

wdt_ID Location Type Value of Property Amount Paid Up Rent Income/month Loan End Date

Passive Income per month​

2019 – Total Passive income was Rs.1,28,203
2020 – Total Passive income was Rs.1,86,471
2021 – Total Passive income was Rs.4,76,538
2022 – Total Passive income was Rs.4,15,703
*Note as I was not tracking monthly in the year 2022 only the total for the year 2022 is mentioned above

Alternate Investments​

Other Investments

wdt_ID Category Invested Current Value

P2P Investments​


Cashbacks & Rewards – Balance​

wdt_ID Cashback & Points Program Current Balance (in INR)

Cashbacks & Rewards – Redeemed​

wdt_ID Cashback & Points Program Redeemed in 2020 Redeemed in 2021 Redeemed in 2022 YTD 2023

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Disclaimer

I am not a financial expert, nor am I certified to give investment advice. What you see here is completely my journey and what I am doing with my money. Take your actions at your own discretion and with care, after all it is your hard earned money and future.

Little saves is all about promoting the habit of saving, capitalizing on deals and cashbacks, putting your money to work for you and increasing your knowledge of personal finance. I never make any stock picks or which crypto currency to buy (I suck at it!), nor do I advice you to follow me. When you are on Little Saves, try to take away the good habits that worked for me, try to avoid the bad habits that did not work for me. Don’t try to mimic my investments as what worked for me may not work for you.

I do earn advertisement fees and link fees for some posts on Little Saves. This helps to partially cover my hosting charges and costs of maintaining the site. But, I never compromise or oversell anything for the income. 90% of everything that I talk about are those I personally invest in or use, having spent countless hours reading up, then investing my own money and finally bringing it to your notice via Little Saves.


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