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Personal Finance

Investment Management - Invest Better to make money work for you

My philosophy can be fit into two simple ideas. 1.) Save Smart 2.) Invest Better. Investing better is all about finding the best avenues of return, that is safe and still gives a better yield than the market. I believe in putting my money to work for me, and making it work hard. If you are not getting the best of returns as per your risk appetite, you are simply loosing money.

Saving Money

Reach financial goals faster by saving money

My philosophy can be fit into two simple ideas. 1.) Save money 2.) smart Investment Management. This is all about,
  1. Embracing frugality
  2. Cutting the clutter in your life
  3. Saving your time and funds through better planning
  4. Patience
  5. Striking great deals and
  6. Buying at the right time.
As the saying goes, a rupee saved is a rupee earned.

Why saving is important

  • Money saved is as good as money earned
  • Saving cash is easier than earning cash
  • It is easy and becomes a second nature once you get the hang of it
  • It is difficult to reach your financial and FIRE goals by just earning a lot. Saving money can get you there faster
[caption id="attachment_2530" align="alignleft" width="300"]Best ways and ideas on saving money in India Best ways and ideas on saving money in India[/caption]

How to save money in India

Articles and posts in this section will talk and show you expert ways on how you too can save and build a healthy savings balance in India. These are not just for those who are earning a lot of salary. Even some one earning as little as Rs.7,000 a month can still benefit from the tips and advice on saving money. Eg: By simply planning and timing your monthly grocery purchases, I will show you how you can reduce your grocery expenses by as much as 25%! And there is more ideas and tips on saving money in this section. With a bit of practice your mind will automatically start to save and choose the best ways to spend money so that you save and spend less.

If You Die – Documents in case of Emergency for spouse and children

If you are ever in an accident or pass away, here is a list of documents in case of emergency, you need to keep in order to help your spouse and children

Quick & easy cheat sheet on all possible ways for Indians to Save Tax

Here is a simple cheat sheet of all possible ways someone earning a salary can save tax in India. All sections and options are covered.

Does Marriage,new House or Baby bring luck in making money

Do major life events & milestones like getting married,childbirth or new home bring you luck in making money?Here's how my life changed during these events

HIYPs – Should Indians invest in High Yield Investment Programs?

Does it make sense for Indians to invest in High Yield Investment Program (HYIP)? Read about my experience with such programs and how much I got back

How to get a Brand New Car for Free? I got one!

Get a new car for free. Here is how I got my car for free and also am being paid to keep it! Crazy right? Read on to see how I did it!

Best Credit Card Stack for Minting Reward points and offers

Having a well planned Credit Card Stck means you are eligible for all kinds of offers and can mint reward points and cashbacks. See my card stack

My Story: All About Abhi, 5-to-5-in-12 and Little Saves

Here is all About Abhi. My story, my family, background, education. How Little Saves shaped up. And what 5-to-5-in-12 program means to me and why I am in it

My Salary in India: How much I earn and What I burn

To better follow my story and progress through 5-to-5-in-12 you need to know what my salary in India is and how much my expenditures and savings are.

My Goal: Achieve 5-to-5-in-12 in India

5-to-5-in-12 program is an ambitious goal to get fincial independence akin to FIRE (FI and retire early). I write about my progress on 5-to-5-in-12 in India

My Lifestyle in India: Before and during 5-to-5-in-12 program

Here is how my lifestyle in India was and now as I start my journey towards 5-to-5-in-12, I will be cutting back a bit but not too much
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Little Saves Jan'20 Scorecard
Little Saves Jan’20 Scorecard