Little SavesFor a Richer Life

Save
- All Cashbacks, Deals and Offers Ideas to Save Money Money Management
  Ideas to Save Money
  10 Ways To Know Your Spouse Is Not Frugal or Spot a Frugal Sweetheart
  Abhi - 1st December 2020
  Wouldn't it be awesome if your better half is as frugal as you? Here's 10 things to keep in mind to spot a frugal spouse or sweetheart
  Money Management
  Track your Spending and Expenses: Money Management 101
  Suraj - 17th November 2020
  Tracking how you spend money is as important as having a budget,if not more important. Here are the basics and few tips on how you can do it
  Loans
  To Overpay or Not to Overpay your Home Loan/Mortgage?
  Abhi - 6th October 2020
  Should you overpay your mortgage or invest the money somewhere? Let's look at the benefits of paying extra towards home loan vs investing the excess money
  Money Management
  The Exponentially Brilliant Benefits Of Spending Less And Saving More
  Abhi - 29th September 2020
  Spending less and saving more is key to financial freedom. It isn't easy, here's some benefits that motivate you to reduce expenses and increase earnings
  Ideas to Save Money
  Ways you can Save Money By Getting a Dog and Other Benefits
  Abhi - 24th September 2020
  Dogs are wonderful companions & children! Here's a lighter look at possible ways you can save money by getting a dog. Yes, dogs can help you save money!
  Ideas to Save Money
  4 Simple Steps To Kick Start A Healthy And Frugal Lifestyle
  Abhi - 8th September 2020
  It is possible to kick start a healthy lifestyle on a low budget and frugal way. Here are 4 simple steps to get you started
Earn
- All Bitcoins & Crypto currencies Extra Income Start a Side Business
  Start a Side Business
  10 Questions to prove You Are Ready to Start Your Own Business?
  Abhi - 24th November 2020
  Starting your own business isnt easy, ás you leave a paying job to go out on your own. Here's 10 questions to see if you are ready or not
  Extra Income
  Are Your Side Hustles Paying You What You’re Worth?
  Suraj - 30th October 2020
  Not all side income jobs are same. Some may not be worth it as they take more effort than the money you earn.Here's a way to assess them
  Start a Side Business
  How To Start An Amazon FBA Business To Earn Passive Income
  Abhi - 1st October 2020
  Did you know you can sell anything anywhere in the world and make money an Amazon FBA business. Here is a look into how you can start Fulfilled by Amazon
  Extra Income
  Make Extra Money By Selling Your Internet: Honeygain App Review
  Abhi - 22nd September 2020
  Here is a detailed review of the Honeygain app, how to make money with Honey gain and set up a stream of Passive Income. See how much I earned and got paid
  Bitcoins & Crypto currencies
  Phoneum App Review – Yet another app to mine crypto on your phone
  Abhi - 25th August 2020
  Read the complete review of how the Phoneum app works, cloud mining features and most importantly, is it worth using and does it pay off
  Extra Income
  Google Opinion Rewards Review – Earn money answering Google Surveys
  Abhi - 30th July 2020
  Here is a review of Google opinion rewards along with my experience making money answering simple questions on Google survey in India.
Invest
- All Investment Ideas Investment Platforms Learn Investing
  Learn Investing
  A Marwadi’s example of how taking a Home Loan can be good
  Suraj - 20th October 2020
  There is a stigma that taking loans is bad. Here's an example from a Marwadi friend on how to capitalize loans and how home loan can be good
  Learn Investing
  4 Baby Steps on Investing for Millennials – Start Your Investment Journey
  Abhi - 16th September 2020
  Surveys show 43% of Millennials don't invest money. Here are 4 baby steps on investing for Millennials and young investors starting their investment journey
  Investment Ideas
  What and How Questions on National Pension Scheme (S1E12)
  Abhi - 11th August 2020
  Here is a set of questions and answers on National pension scheme explaining the what and how of NPS, long term investment in it as well as tax savings
  Investment Ideas
  A look into Indian Penny stocks and your strategy with them(S1E11)
  Abhi - 28th July 2020
  Here's a look in to Indian penny stock market and views on buying penny stocks,investing in them with a long term perspective,evaluating risk and rewards
  Ideas to Save Money
  NPS Tax Exemption – benefits of National Pension Scheme
  Abhi - 16th July 2020
  Find out how to save tax by subscribing to National Pension Scheme, the NPS Tax exemptions available to you and best ways to plan benefits from them
  Learn Investing
  Where and How to invest 1000 Rupees – Investing for Beginners
  Abhi - 6th July 2020
  You are a beginner and wish to start investing a small amount. Here are the best ways to invest Rs.1000 and kick start your financial journey
Retire Early
- Retire Early
  Don’t forget to be humble on your way to getting rich -Money and Humility
  Suraj - 27th October 2020
  Here are 3 examples from great Indians who worked hard to make it big, yet with all riches they show how money and humility exist together
  Retire Early
  Not happy with your job? The Side Effects Of Staying In A Job You Hate
  Abhi - 20th August 2020
  How much do you like your job? If you are in a job you hate, it is going to impact you financially, mentally and eventually lead to a burnout. Read on
  Personal Finance Podcasts
  Saving money with Geo-arbitrage and how to leverage it in FIRE (S1E8)
  Abhi - 7th July 2020
  There are some great strategies to save money on the FIRE journey. Geo Arbitrage is a great method to save money and for retirement. Here is how it works
Borrow
- All Credit Cards Credit Scores Get Out of Debt Loans
  Loans
  To Overpay or Not to Overpay your Home Loan/Mortgage?
  Abhi - 6th October 2020
  Should you overpay your mortgage or invest the money somewhere? Let's look at the benefits of paying extra towards home loan vs investing the excess money
  Credit Scores
  What is CIBIL Score in India and how to get good cibil score? (S1E10)
  Abhi - 21st July 2020
  Let's look at what is CIBIL score in India and way to improve your cibil score as well as how you can maintain a good credit score
  Credit Cards
  Questions on Credit card rewards and cashbacks (S1E9)
  Abhi - 14th July 2020
  There are so many questions on how cashbacks work, how to earn rewards and how to use reward points. Let's look at these perks of credit card in detail
  Credit Cards
  7 ways to Earn Credit Card reward points like a Superstar
  Abhi - 19th June 2020
  Credit card rewards are god's gift to smart spenders.Here's how to earn credit card points and get max rewards, and still not end up paying any interest
  Cashbacks, Deals and Offers
  My Stack of the Best Credit Cards to earn Rewards in India
  Abhi - 17th June 2020
  Having a well planned Credit Card stack makes you eligible for lots of offers and cashbacks.Here's my best credit cards to earn rewards & cashback in India
  Get Out of Debt
  5 strategies to reduce debt and put together a Debt Reduction Plan
  Abhi - 22nd April 2020
  Here are 5 different strategies to reduce debt and a debt reduction plan you can use to systematically bring down your loans and find Financial Happiness.
Tools
- All Crypto Currency calculator Debt Calculators FIRE Calculators Forms & Templates Important Data & Information Investment Calculators Tax Calculators
  Investment Calculators
  Gratuity Calculator & eligibility checker – calculate gratuity money
  Abhi - 20th January 2020
  Here is a simple Gratuity calculator to calculate how much gratuity money you will receive and also if you are eligible for gratuity
  Debt Calculators
  Education Loan Calculator – EMI for study loan in Indian Rupees (INR)
  Abhi - 17th January 2020
  Here is a simple education loan calculator to calculate how much EMI you need to pay on the loan you have taken for higher studies in Indian Rupees (INR)
  Tax Calculators
  HRA Calculator to calculate House Rent Allowance Tax in India
  Abhi - 17th January 2020
  Here is a simple HRA calculator to calculate how much Tax exemption you can apply for on your house rent allowance (HRA) in India.
  Important Data & Information
  Litecoin Price in Indian Rupees – How much does LTC cost in INR
  Abhi - 28th December 2019
  Find out the cost of Litecoin crypto currency in Indian Rupees. See the charts for 1 week, 1 month, 1 year and lifetime movement of LTC in INR
  Important Data & Information
  Ethereum Price in Indian Rupees – How much does ETH cost in INR
  Abhi - 28th December 2019
  Find out the cost of Ethereum crypto currency in Indian Rupees. See the charts for 1 week, 1 month, 1 year and lifetime movement of ETH in INR
  Forms & Templates
  Maid, Helper Salary Slip format – pay slip example template
  Abhi - 28th December 2019
  salary slip format for paying wages to maid, servant or helper at your house. Use the template to enter details when giving their monthly payment
My FIRE
- My FIRE Progress
  My Investment Scorecard
  As of August’2020:
  Final Goal Rs.5 Crores
  Total Invested Rs. 16,42,257
  Current Value Rs. 19,50,147
  Goal Achieved 3.90%
  Passive Income in Aug’20 Rs.38,202
  ROI% 19%
  Time left 134 of 144
  My Personal Updates
  Dec’20 FIRE investment and Portfolio updates. Good start!
  Day 254 on FIRE:Work Life balance in search of Financial Independence
  My Stack of the Best Credit Cards to earn Rewards in India
  My Story
  My Story: All About Abhi, 5-to-5-in-12 and Little Saves
  My Stack of the Best Credit Cards to earn Rewards in India
  My Salary in India: How much I earn and What I burn
  My Lifestyle in India: Before and during 5-to-5-in-12 program
  Podcasts
  What and How Questions on National Pension Scheme (S1E12)
  A look into Indian Penny stocks and your strategy with them(S1E11)
  What is CIBIL Score in India and how to get good cibil score? (S1E10)
  See all Podcasts

That is the age I am going to retire in. I am 29 now, I have a plan to save Rs.5 Crores and retire successfully.

But Little Saves is not about that. The current generation are provably poor at managing Personal Finances. Little Saves will show you powerful ideas, tips and tricks to improve your Finances. You will:

Discover best ways to Save Money
Find ways to earn money on the side
Learn about Financial Independence & Retire Early (FIRE)

Read on. Voice your thoughts. Follow for more.

Monthly Investments Updates

Dec’20 FIRE investment and Portfolio updates. Good start!

5th January 2021

FIRE Movement

1 year Journey on FIRE and growing Passive Income

30th December 2020

Monthly Investments Updates

Nov’20 My FIRE Journey and Investment Portfolio Update

3rd December 2020

My FIRE Journey

Monthly Investments Updates

Dec’20 FIRE investment and Portfolio updates. Good start!

5th January 2021

A great finish to 2020! Here is my portfolio update for the year 2020. Overall a great 1st year on FIRE and my financial fitness.

Quick Read

Monthly Investments Updates

Dec’20 FIRE investment and Portfolio updates. Good start!

Abhi - 5th January 2021

A great finish to 2020! Here is my portfolio update for the year 2020. Overall a great 1st year on FIRE and my financial fitness.

FIRE Movement

1 year Journey on FIRE and growing Passive Income

Abhi - 30th December 2020

YAHOOO!!! I have completed 1 whole year on my Financial Independence journey. Here are some reflections and learnings.

Monthly Investments Updates

Nov’20 My FIRE Journey and Investment Portfolio Update

Abhi - 3rd December 2020

Here is the progress report of my Financial Independence journey in India. I have made quite a bit of progress since I started a year back.

Ideas to Save Money

10 Ways To Know Your Spouse Is Not Frugal or Spot a Frugal Sweetheart

Abhi - 1st December 2020

Wouldn't it be awesome if your better half is as frugal as you? Here's 10 things to keep in mind to spot a frugal spouse or sweetheart

Start a Side Business

10 Questions to prove You Are Ready to Start Your Own Business?

Abhi - 24th November 2020

Starting your own business isnt easy, ás you leave a paying job to go out on your own. Here's 10 questions to see if you are ready or not

Money Management

Track your Spending and Expenses: Money Management 101

Suraj - 17th November 2020

Tracking how you spend money is as important as having a budget,if not more important. Here are the basics and few tips on how you can do it

Final Goal	Rs.5 Crores
Total Invested	Rs. 16,42,257
Current Value	Rs. 19,50,147
Goal Achieved	3.90%
Passive Income in Aug’20	Rs.38,202
ROI%	19%
Time left	134 of 144

Final Goal	Rs.5 Crores
Total Invested	Rs. 16,42,257
Current Value	Rs. 19,50,147
Goal Achieved	3.90%
Passive Income in Aug’20	Rs.38,202
ROI%	19%
Time left	134 of 144

Little SavesFor a Richer Life

My Investment Scorecard

My FIRE Journey

My Investment Scorecard

Quick Read

Categories

My FIRE Updates

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