- Save
Track your Spending and Expenses: Money Management 101
Suraj -Tracking how you spend money is as important as having a budget,if not more important. Here are the basics and few tips on how you can do itTo Overpay or Not to Overpay your Home Loan/Mortgage?
Abhi -Should you overpay your mortgage or invest the money somewhere? Let's look at the benefits of paying extra towards home loan vs investing the excess moneyThe Exponentially Brilliant Benefits Of Spending Less And Saving More
Abhi -Spending less and saving more is key to financial freedom. It isn't easy, here's some benefits that motivate you to reduce expenses and increase earningsWays you can Save Money By Getting a Dog and Other Benefits
Abhi -Dogs are wonderful companions & children! Here's a lighter look at possible ways you can save money by getting a dog. Yes, dogs can help you save money!4 Simple Steps To Kick Start A Healthy And Frugal Lifestyle
Abhi -It is possible to kick start a healthy lifestyle on a low budget and frugal way. Here are 4 simple steps to get you startedTop 6 Money Management Tips For Graduates About To Start Work
Abhi -Graduating and starting work is important phase in life for most of us. Here are 6 things you should keep in mind from a financial perspective at this time
- Earn
10 Questions to prove You Are Ready to Start Your Own Business?
Abhi -Starting your own business isnt easy, ás you leave a paying job to go out on your own. Here's 10 questions to see if you are ready or notAre Your Side Hustles Paying You What You’re Worth?
Suraj -Not all side income jobs are same. Some may not be worth it as they take more effort than the money you earn.Here's a way to assess themHow To Start An Amazon FBA Business To Earn Passive Income
Abhi -Did you know you can sell anything anywhere in the world and make money an Amazon FBA business. Here is a look into how you can start Fulfilled by AmazonMake Extra Money By Selling Your Internet: Honeygain App Review
Abhi -Here is a detailed review of the Honeygain app, how to make money with Honey gain and set up a stream of Passive Income. See how much I earned and got paidPhoneum App Review – Yet another app to mine crypto on your phone
Abhi -Read the complete review of how the Phoneum app works, cloud mining features and most importantly, is it worth using and does it pay offGoogle Opinion Rewards Review – Earn money answering Google Surveys
Abhi -Here is a review of Google opinion rewards along with my experience making money answering simple questions on Google survey in India.
- Invest
A Marwadi’s example of how taking a Home Loan can be good
Suraj -There is a stigma that taking loans is bad. Here's an example from a Marwadi friend on how to capitalize loans and how home loan can be good4 Baby Steps on Investing for Millennials – Start Your Investment Journey
Abhi -Surveys show 43% of Millennials don't invest money. Here are 4 baby steps on investing for Millennials and young investors starting their investment journeyWhat and How Questions on National Pension Scheme (S1E12)
Abhi -Here is a set of questions and answers on National pension scheme explaining the what and how of NPS, long term investment in it as well as tax savingsA look into Indian Penny stocks and your strategy with them(S1E11)
Abhi -Here's a look in to Indian penny stock market and views on buying penny stocks,investing in them with a long term perspective,evaluating risk and rewardsNPS Tax Exemption – benefits of National Pension Scheme
Abhi -Find out how to save tax by subscribing to National Pension Scheme, the NPS Tax exemptions available to you and best ways to plan benefits from themWhere and How to invest 1000 Rupees – Investing for Beginners
Abhi -You are a beginner and wish to start investing a small amount. Here are the best ways to invest Rs.1000 and kick start your financial journey
- Retire Early
Don’t forget to be humble on your way to getting rich -Money and Humility
Suraj -Here are 3 examples from great Indians who worked hard to make it big, yet with all riches they show how money and humility exist togetherNot happy with your job? The Side Effects Of Staying In A Job You Hate
Abhi -How much do you like your job? If you are in a job you hate, it is going to impact you financially, mentally and eventually lead to a burnout. Read onSaving money with Geo-arbitrage and how to leverage it in FIRE (S1E8)
Abhi -There are some great strategies to save money on the FIRE journey. Geo Arbitrage is a great method to save money and for retirement. Here is how it works
- Borrow
To Overpay or Not to Overpay your Home Loan/Mortgage?
Abhi -Should you overpay your mortgage or invest the money somewhere? Let's look at the benefits of paying extra towards home loan vs investing the excess moneyWhat is CIBIL Score in India and how to get good cibil score? (S1E10)
Abhi -Let's look at what is CIBIL score in India and way to improve your cibil score as well as how you can maintain a good credit scoreQuestions on Credit card rewards and cashbacks (S1E9)
Abhi -There are so many questions on how cashbacks work, how to earn rewards and how to use reward points. Let's look at these perks of credit card in detail7 ways to Earn Credit Card reward points like a Superstar
Abhi -Credit card rewards are god's gift to smart spenders.Here's how to earn credit card points and get max rewards, and still not end up paying any interestMy Stack of the Best Credit Cards to earn Rewards in India
Abhi -Having a well planned Credit Card stack makes you eligible for lots of offers and cashbacks.Here's my best credit cards to earn rewards & cashback in India5 strategies to reduce debt and put together a Debt Reduction Plan
Abhi -Here are 5 different strategies to reduce debt and a debt reduction plan you can use to systematically bring down your loans and find Financial Happiness.
- Tools
- AllCrypto Currency calculatorDebt CalculatorsFIRE CalculatorsForms & TemplatesImportant Data & InformationInvestment CalculatorsTax Calculators
Gratuity Calculator & eligibility checker – calculate gratuity money
Abhi -Here is a simple Gratuity calculator to calculate how much gratuity money you will receive and also if you are eligible for gratuityEducation Loan Calculator – EMI for study loan in Indian Rupees (INR)
Abhi -Here is a simple education loan calculator to calculate how much EMI you need to pay on the loan you have taken for higher studies in Indian Rupees (INR)HRA Calculator to calculate House Rent Allowance Tax in India
Abhi -Here is a simple HRA calculator to calculate how much Tax exemption you can apply for on your house rent allowance (HRA) in India.Litecoin Price in Indian Rupees – How much does LTC cost in INR
Abhi -Find out the cost of Litecoin crypto currency in Indian Rupees. See the charts for 1 week, 1 month, 1 year and lifetime movement of LTC in INREthereum Price in Indian Rupees – How much does ETH cost in INR
Abhi -Find out the cost of Ethereum crypto currency in Indian Rupees. See the charts for 1 week, 1 month, 1 year and lifetime movement of ETH in INRMaid, Helper Salary Slip format – pay slip example template
Abhi -salary slip format for paying wages to maid, servant or helper at your house. Use the template to enter details when giving their monthly payment
- My FIRE
My FIRE Progress
My Investment Scorecard
As of August’2020:
Final Goal Rs.5 Crores Total Invested Rs. 16,42,257 Current Value Rs. 19,50,147 Goal Achieved 3.90% Passive Income in Aug’20 Rs.38,202 ROI% 19% Time left 134 of 144 My Personal Updates
My Story
My FIRE Updates
Monthly Investments Updates
Oct’20 My FIRE Journey and Investment Portfolio Update
Abhi -
October'20 investment updates and FIRE journey progress on Littlesaves. This has been a lazy month, here is how it went for my money.
Monthly Investments Updates
Sep’20 Monthly Investment Update – FIRE Personal Finance in India
Abhi -
Here's my Sep'20 Investments and FIRE update. I am also starting to report my income, expenses and crypto holdings going forward.