Savings Calculator-Calculate return on investment in Indian Rupees

This savings calculator helps you calculate total money saved over a period of time and return on your investments in indian rupees (inr).
savings calculator to calculate total investments and return on investment in indian rupees (inr)

How much money will you be saving?
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savings every month or year
  • Monthly
  • Yearly
  • Monthly
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What is the duration of the investment
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Rate of interest of the investment (in %) per year (annum)
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Maturity Amount
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How to use Savings Calculator

This calculator helps you calculate how much savings you will have, if you continue to save a certain amount of money monthly over a period of time. Eg, if you save Rs.5,000 per month, for 120 months (10 years) at 8.5% interest, at the end of 10 years, you will have a total of Rs.9,40,000. Here, you have saved, Rs.6,00,000 and also earned an interest of Rs.3,40,000.

This calculator will help you plan savings and also decide between opportunities, to see which opportunity will give you the best returns on your investment.

How much money you will be saving?

How much you save per occurrence in Indian Rupees (INR)

Savings per month or year?

The savings you mentioned above, will you save this every month or every year. Eg: If Rs.5000, will you be saving Rs.5000 every month, or will you be saving Rs.5000 for one year.

What is the duration of the investment

How many years you are planning to save

Rate of Interest (%) per annum

This is the annual interest rate you will be getting on the amount you saved and invested in order to retire early.

How much % of your salary should you save every month?

As a rule of thumb, 30% of your salary should go towards home rent/emi, 30% of salary should be savings and the remaining 40% should be for expenses. This of course may not suit all. But you should try to keep atleast 20% of salary as savings for a comfortable retirement.

At what age can I retire?

This depends on how much money you need to survive every month and how fast you can save up a corpus of investments that can give you this monthly returns. Eg: If you need Rs.50,000 per month for living expenses, then you need savings and a corpus that will give returns (plus a partial drawdown) to support this per month.

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Abhi is a 29 yr old Indian, on FIRE to retire by 40. He has been investing and learning Finance for the past 12 years. After completing Mechanical engineering, he started working in a multi-national Bank and grew to become an AVP. Currently with an IT MNC as a VP. He lives in Bangalore with his wife and their 1 year old daughter. In his free time, Abhi loves to game on the Xbox, watch movies, read and blog.

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