There is a stigma that taking loans is bad. Here's an example from a Marwadi friend on how to capitalize loans and how home loan can be good

I've had a steady flow of income from my alternate investments. Soon, my investment in a new venture will start paying. Here's my total income for Dec'19

Overall December'19 was an average month for my mutual fund investments. My current returns is ~Rs.2300, a return of 2.3% in 3 months and 9.4% annualized.