Abhi’s FIRE Investment Portfolio | #AbhiOnFIRE #LittleSaves


Abhi’s Investment Portfolio – as of April’2021

Here is my monthly progress report on how close I am to my FIRE goals.

Abhi

WHO, WHAT, WHEN

Abhi is a 30 years old engineer living in Bangalore. He’s on a mission to save Rs.5 Crores by age 40 to retire and do what he loves, no longer needing to worry about a job. He hopes to achieve financial independence by building a stream of passive income sources that make early retirement a possibility.

Achieved out of Rs.5 Crore Goal

6.31%

Time left to achieve FIRE Target

Current Month’s Investment Snapshot

Final Goal Rs.5 Crores wdt_ID
Total Invested Rs. 23,72,721 1
Current Value Rs. 31,54,540 2
Goal Achieved 6.31% 3
This month's Passive Income Rs.52,220 4
ROI% 33% 5
Time left 126 of 144 6

FIRE Goals & Progress​


Value of my Portfolio by Category​


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Monthly Income & Expenses

wdt_ID Category Amount
1 Income (Spouse & Myself) 158,772
2 Total Passive Income 54,644
3 Passive Income (as cash in hand) 2,502
4 To Parents 25,000
5 Utilities 4,500
6 Apartment Maintenance 2,800
7 Household Expenses 8,000
8 Fuel 0
9 Misc/Unforeseen Expenses 2,000
10 MBA EMI (0% interest) 23,000

Better your Personal Finances

  • Financial Independence​: Learn to stop depending on your salary and get to a point where a full time job is just optional.​
  • Retire Early: Are you planning to work 9 to 5 till 65? Well Early retirement is a possibility and we show you how.​
  • Passive Income: Stop chasing money. With a good stream of passive income money follows you no matter how little work you do.​
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  • Money Management​: Learn to manage money like a pro. Get the best of templates and tips to make your father in law jealous.​

Passive Income per month​


Alternate Investments​

Other Investments

wdt_ID Category Invested Current Value
1 Loan to Family Friend @ 15% pa 200,000 200,000
2 Sun Exchange 33,422 36,150
3 Loan to Friend 0 0
4 PF 110,870 405,723
5 NPS 100,000 118,872
6 APY 3,405 6,810
7 New Property Fund 0 0
8 Investment/Insurance Funds 404,800 404,800
9 Loan Taken @ 7% pa -100,000 -100,000
10 Liquid Fund (for Emergency) @7% pa 0 0
11 Cash (for Emergency) @4% pa 65,845 66,582
12 Tradecred 202,592 204,368
13 Fixed Deposit @5.5% 25,000 25,000
14 Total 1,045,934 1,368,305

P2P Investments​


Cashbacks & Rewards – Balance​

wdt_ID Month American Express Points Cashkaro CRED Airmiles Flipkart Supercoins & Vouchers Hotels & Stay points Other points programs Quickride IOC Rewards Play Rewards Total
1 01 Feb 2021 4,532 1,503 17,025 20,813 1,231 2,593 2,200 0 22 1,000 50,919
3 01 Jan 2021 6,794 1,252 15,889 20,637 1,207 2,593 2,200 0 22 1,000 51,593
8 01 Dec 2020 5,935 95 13,887 20,102 1,207 2,593 2,200 0 16 1,000 47,034
9 01 Nov 2020 4,182 5,546 14,675 19,753 1,752 2,593 2,200 0 16 1,000 51,715
10 01 Oct 2020 5,388 5,546 13,993 19,431 2,705 2,593 200 0 303 1,000 51,158
11 01 Sep 2020 4,493 4,806 12,631 18,845 2,945 2,593 200 0 303 1,049 47,864
12 01 Aug 2020 3,734 3,847 11,381 18,545 2,577 2,593 200 0 286 399 43,562
13 01 Jul 2020 2,894 3,204 10,713 15,650 2,229 2,593 200 0 286 324 38,093
14 01 Jun 2020 2,091 3,198 9,253 14,790 1,679 2,593 200 0 279 302 34,385
15 01 May 2020 159 3,167 8,317 13,822 1,378 2,593 200 0 279 264 30,179

Cashbacks & Rewards – Redeemed​

wdt_ID Month American Express Points Cashkaro CRED All other Credit Cards Flipkart Supercoins & Vouchers Other points programs Quickride Paytm Cashbacks Amazon Pay Card+Cashbacks Play Rewards Total
1 01 Feb 2021 9,000 0 201 3,012 0 0 0 0 2,188 0 14,401
3 01 Jan 2021 0 0 125 3,461 0 0 0 22 934 0 4,542
8 01 Dec 2020 0 4,210 8466 800 2,724 0 0 10 1,055 0 17,265
9 01 Nov 2020 7,000 0 776 6,847 1,480 287 0 20 693 0 17,103
10 01 Oct 2020 0 0 133 1,050 500 0 0 60 1,333 60 3,136
11 01 Sep 2020 0 0 140 2,112 100 0 0 0 375 70 2,797
12 01 Aug 2020 0 0 170 1,243 200 0 0 0 1,284 0 2,897
13 01 Jul 2020 0 0 85 1,289 100 0 0 0 929 0 2,403
14 01 Jun 2020 0 0 110 658 559 0 0 0 529 0 1,856
15 01 May 2020 0 0 99 1,881 0 0 0 11 457 0 2,448

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